Estate Preparation
A well-organized estate can help make it easier for your family to cope during a difficult time, whether it’s addressing your elder care needs or settling your estate.
We can work with you to address estate issues like:
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Helping you prepare for your care needs due to critical illness, disability or aging, and help you protect your wealth for your estate.
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Do you need a Power of Attorney? estate planning professionals can provide the answers, support, and guidance you need.
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You’ve been named an executor for a loved one’s estate, we can help make the process easier.
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We can help you transfer wealth to the next generation while preserving the after-tax value of your estate.
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How can you make the most of my charitable giving? We can help you support causes important to you while reducing the impact of taxes.
Executive investment Solutions
As a high-income earner, you have unique concerns when it comes to investing.
We can help diversify your holdings reduce risk, or simply access funds to finance your lifestyle needs.
In addition, we can help you manage your investments within your retirement accounts, which will provide you peace of mind about your future.
Family Tax Preparation
If you earn a high income in Canada, you will pay higher taxes too.
To protect your wealth, we can help assess your personal situation and address your various tax obligations. We will introduce strategies to ensure your family is managing taxes efficiently:
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Family income-splitting with a family trust, prescribed rate loan, or spousal Registered Retirement Savings Plan (RRSP)
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Strategies that invest in life insurance to reduce your investment taxes
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Tax-deferred retirement vehicles such as Registered Retired Savings Plans (RRSPs)
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Tax-free savings accounts (TFSAs), which can help maximize tax-free investment growth
Family Wealth Preparation
How can you invest your family's wealth, minimize taxes, prepare for retirement and protect the value of your estate?
You might have more questions than you can answer, and little time to work on a long-term strategy for your family’s wealth. That is why we are here, we want to help you and your family grow and protect their wealth.
Your financial strategy will help every financial decision that impacts you and your family's life to help determine if you’re on track to meet your financial goals. With a comprehensive strategy, you’ll determine your timeline for retirement, which may help protect your family from life’s unforeseen events and help to maximize your income in a tax-efficient manner while still living the lifestyle you want.
Investment management and advice
Your investment portfolio can help you the most when it reflects your current personal and financial situation.
Your investment portfolio should be updated when you’ve had a change in personal circumstances, such as an earlier retirement date than you had planned, or a greater need to reduce risk.
To help create a clear picture of your current and future income, your tolerance for market risk, your personal investing preferences, and the time that you need to invest for.
we can work with you to help you answer questions like:
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Why are you investing?
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Will you have sufficient wealth to retire?
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How can you preserve your existing wealth for legacy or charity?
Because every investment strategy is personal, we will work with you to create and update a portfolio that reflects your new stage in life and your plans for the future.
Retirement Preparation
Whether you're already retired, or your retirement is near, we’ll take the time to understand what you want for your next stage in life. We’ll implement strategies to help answer questions like:
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Will I have enough to live the retirement lifestyle I want?
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Will my retirement income last as long as I need it?
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How can I address the risks of inflation, changing interest rates, and market volatility?
Every step of the way, you’ll have access to a full range of services, professional advice, asset allocation, third-party research, and disciplined investment strategy. We’ll keep you updated on the progress you are making toward your retirement goals.